Effective Date: 27 May 2025

1. Acceptance of Terms
By accessing or using Dayli.cards services, website, or app, you agree to these Terms of Use. If you do not agree, please do not use our services.

2. Eligibility
You must be at least 18 years old and legally able to enter into contracts to use Dayli.cards.

3. Services Description
Dayli.cards offers a daily-billed charge card that allows you to earn cashback rewards and build credit by linking your bank account and using the card for purchases. Your card balance is settled daily to avoid interest or debt.

4. User Obligations
You agree to:

• Provide accurate and complete information during signup.

• Maintain valid and accessible bank accounts linked to Dayli for payments.

• Use the card and services lawfully and responsibly, adhering to all applicable laws.

5. Consent and Authorization
By using Dayli.cards, you consent to:

• Access and use your financial data from linked accounts (via Akoya or other data providers).

• Perform daily auto-debits from your linked bank account to settle charges.

• Report payment activity to credit bureaus to help build your credit score.

6. Fees and Charges
Dayli.cards charges no annual fees, no interest, and no hidden fees.
If applicable, late fees or service fees will be disclosed separately, and you will be notified in advance.

7. Privacy
Your use of Dayli.cards is governed by our Privacy Policy, which explains how we collect, use, and share your data.

8. Limitation of Liability
Dayli.cards is not responsible for losses due to unauthorized transactions resulting from your failure to secure your account credentials. We make reasonable efforts to ensure service security and data accuracy but cannot guarantee complete protection.

9. Intellectual Property
All content, trademarks, and logos associated with Dayli.cards are the property of Dayli or its licensors. You may not use these trademarks without express permission.

10. Termination
We may suspend or terminate your access to our services for violating these Terms or applicable law. You may close your account at any time by contacting customer support.

11. Governing Law
These Terms are governed by the laws of India, as Dayli.cards is part of Ryze India Advisory Solutions Private Limited.

12. Contact Information
For questions regarding these Terms or to contact us for any other reason, please email: support@dayli.cards