Last Updated: 27 May 2025

Introduction
At Dayli.cards (“we,” “us,” or “our”), we prioritize your privacy and are dedicated to safeguarding your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website, mobile app, or financial services. By using our services, you agree to the collection and use of your information as outlined below.

Information We Collect
To provide our services, we collect the following types of information:

• Personal Information: Full name, email address, phone number, date of birth, residential address, government-issued identification (e.g., SSN).

• Financial Information: Bank account details, transaction history, account balances, credit reports, and credit scores collected via third-party financial data providers (e.g., Akoya).

• Usage Data: Includes information such as log files, device data, IP addresses, browser type, pages visited, and other interaction data with our site and services.

• Cookies and Tracking: We use cookies and similar technologies to enhance your user experience, analyze site traffic, and collect analytics data to improve our services.

How We Use Your Information
We use your information for the following purposes:

• To provide and manage your Dayli card account and associated services.

• To verify your identity and comply with legal and regulatory requirements, including KYC (Know Your Customer) and AML (Anti-Money Laundering).

• To facilitate payments: including bank account linking and automated payment deductions for your Dayli card.

• To communicate with you, including sending notifications, updates, and customer support messages.

• To enhance and personalize your experience: improving our services and providing tailored recommendations.

• To comply with lawful requests from regulatory authorities.

Sharing Your Information
We share your information with trusted third parties solely for the purpose of providing our services, including:

• Financial Institutions and Data Providers: Like Akoya and credit bureaus to access your banking data and report your payment history.

• Payment Processors: To process your transactions and payments.

We will not sell your personal data to third-party advertisers or marketers.

We may disclose your information to comply with legal obligations, protect our legal rights, or respond to lawful requests from authorities.

Your Rights
You have the right to:

• Access and correct your personal data held by us.

• Withdraw consent for the use of your data where applicable.

• Request the deletion of your data (subject to legal retention requirements).

• Opt-out of marketing communications at any time.

Data Security
We implement industry-standard security measures to protect your data, including encryption and access controls.

Data Retention
We retain your data only as long as necessary to provide our services and comply with legal obligations. If your data is no longer needed, we will securely delete it.

Children’s Privacy
Our services are not directed at children under 18 years old. We do not knowingly collect personal data from minors.

Changes to This Policy
We may update this Privacy Policy from time to time. Any significant changes will be communicated, and we will update the “Last Updated” date above. By continuing to use our services after changes are made, you agree to the updated terms.

Contact Us
If you have any questions regarding this Privacy Policy or wish to exercise your rights, please contact us at: privacy@dayli.cards